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Confession: I live paycheck to paycheck

Anton Sepetov
Anton Sepetov

September 1, 2014

Thankfully I now have You Need A Budget, an award-winning budgeting tool for Mac and PC

It's uncomfortable for me to say this but ... I live paycheck to paycheck.

Yet I have a full-time job with a high salary.

You may be wondering how that's possible.

Well, let's face it ... life is expensive as hell.

I never really realized it until I listed it all out. Every month I have to:

  • Pay rent ($1,550)
  • Pay cable and electric bills ($150)
  • Pay for car insurance ($100)
  • Pay for health insurance ($200)
  • Pay off my college debts ($500)
  • Pay for tacos/eating out ($500)
  • Pay for random crap here and there ($300)

So when I get my paycheck for the month ... all my money disappears :-(

Yet I KNOW I should be saving.

Why? Because I want to buy a house one day. I want to get a new car. I want to retire at some point.

I want to live without worrying about money.

Don't you?

The solution: a budget.

But frankly ... that just sounds complicated and boring.

Thankfully, I recently found something that makes it dead easy ...

You Need A Budget (YNAB for short) is an AMAZING tool that helps you take full control of your money.

It's based on a proven method with just four basic rules:

  1. Give every dollar a job: Assign your dollars to different categories like rent, groceries, spending money, etc.
  2. Save for a rainy day: Make sure to account for larger, less-frequent expenses (Medical bills, vacation, Christmas).
  3. Roll with the punches: Be flexible and address overspending before moving on to the next month.
  4. Live on last month’s income: Now it’s time to save. Spend this month, what you earned last month.

YNAB makes it super easy to follow this framework with their beautiful software:

You Need A Budget for 50% off today!

Here’s what’s included with YNAB:

  • Cloud Sync to check balances and record transactions on the go with your phone/tablet (iPhone, Android, and iPad support).
  • Support for PC and Mac. A single license is good for all the computers in your home.
  • Ability to use global currencies: Dollars, Euros, Pounds, Rupees, and just about every other currency in the world.
  • Incredible support: You’ll get access to free live classes, screencasts, a dedicated forum and more.

Thousands of others like me LOVE using YNAB. Just by looking on Twitter I saw tons of people raving about it:

You Need A Budget for 50% off today!

Regularly, YNAB sells for $60 which already is a steal for the amazing software you get for life.

For the next 72 hours only, we’re giving it to you for only $30 (that’s 50% off!)

$30 and it’s yours FOREVER. No annoying subscriptions or anything.

Get this now and stop living paycheck to paycheck.

$30 $60

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You Need A Budget

  • YNAB runs on Windows or Mac.
  • Supports global currencies.
  • Free live classes, screencasts, and a dedicated forum to help you.
  • Your license never expires and entitles you to free updates until the next major version.
  • One license is good for all the PC's and Mac's in your home.
  • 60-day money back guarantee. No matter the reason.

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